Life Cover for over 50s
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"I contacted Cregan Kelly O'Brien through their website. I found their service to be first class. Colm called out to me and explained all the life cover options available and advised on the best cover for me."
Seamus Gannon, Galway
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Over 50's Life Insurance
There are two options available to us when getting life cover for over 50's.
We will endeavour to get life insurance for you through the normal route i.e. You complete an application form with personal/medical details and the case is underwritten to provide acceptance terms. We guarantee to get you the best quote on the market for this type of cover.
If we cannot get you accepted through Option 1, we can offer Guaranteed Life Cover without the need to provide any medical information. This type of life cover is a guaranteed acceptance protection plan for the over 50s, which could give your family or estate a guaranteed lump sum when you die. This product works as follows:
- Set amount of life cover at a guaranteed price for the rest of your life
- No medical information requested
- During the first two years of your policy, if you die as a result of an accident, you are fully covered for the benefit chosen. If however, you die as a result of anything other than an accident, a refund of payments will be made to your estate.
- After the first two years of your policy, a full payment would be made should you die.
The initial two year waiting period for full cover is imposed due to the fact that you are not providing any medical evidence to the insurer.
If you would like advice or are looking to get a quotation just enter your details in the box provided or call us at 01 8700370. We have qualified and experienced staff who can deal with all of your questions. Phone Colm or Lindsey and we will answer all of your questions and can provide you with a quotation.
We are Fully Independent Brokers and Regulated by The Central Bank of Ireland as Authorised Advisors.
Contact us to get a quote if any of the following apply to you: